Earn points

Love rewards? Here’s how you earn them.

Every time you use your card on eligible purchases, you’ll earn Amplify Rewards points¹ automatically. Accumulate points over time and redeem rewards whenever you’re ready¹. Choose from a wide range of rewards, from fashion and homewares, to tech gadgets and travel¹. You can treat yourself to something now or save points up for a big splurge – it’s up to you.

Personal cards Business cards

Personal cards

Unlike some other rewards programs, with Amplify Rewards your points won't expire while you're an Amplify cardholder and enrolled in Amplify Rewards.

Earning points

With Amplify’s Personal cards, you can earn points¹ on eligible day-to-day expenses, from a bag of groceries to a new outfit or tank of petrol. You can then redeem these points for a range of rewards, from retail gift cards to the latest tech to hotel stays. You can also transfer your points to a selection of airline partners².

Plus, you can also nominate one additional cardholder attached to your account which can help you earn points even faster³. Whilst Additional Cardholders are able to earn points, it's only the Account Holder who is able to redeem rewards.

Amplify Rewards Platinum Card

How to earn Amplify points	Amplify points earn rate
International spend For international purchases made in store and online	$1 = 2 points
Everyday spend Most major Australian supermarkets, department stores, petrol stations, dining and utilities	$1 = 1.25 points
All other purchases⁵	$1 = 1 point
Once you spend $5,000 in a statement cycle, you will earn 0.5 points per $1 on further eligible purchases⁴

Amplify Rewards Signature Credit Card

How to earn Qantas Points	Qantas Points earn rate
International spend For international purchases made in store and online	$1 = 3 points
Everyday spend Most major Australian supermarkets, department stores, petrol stations, dining and utilities	$1 = 2 points
All other purchases⁵	$1 = 1 point
Once you spend $5,000 in a statement cycle, you will earn 0.5 points per $1 on further eligible purchases⁴

Amplify Qantas Platinum Credit Card

How to earn Qantas Points	Qantas Points earn rate
International spend For international purchases made in store and online	$1 = 0.75 points
Everyday spend Most major Australian supermarkets, department stores, petrol stations, dining and utilities	$1 = 0.5 points
All other purchases⁵	$1 = 0.35 points
Once you spend $5,000 in a statement cycle, you will earn 0.2 points per $1 on further eligible purchases⁴

Amplify Qantas Signature Credit Card

How to earn Qantas Points	Qantas Points earn rate
International spend For international purchases made in store and online	$1 = 1.2 points
Everyday spend Most major Australian supermarkets, department stores, petrol stations, dining and utilities	$1 = 0.8 points
All other purchases⁵	$1 = 0.5 points
Once you spend $10,000 in a statement cycle, you will earn 0.25 points per $1 on further eligible purchases⁴

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Business cards

Unlike some other rewards programs, with Amplify Rewards your points won't expire while you're an Amplify cardholder and enrolled in Amplify Rewards.

Earning points

With an Amplify Business card, earning Amplify Points is easy! You can earn points on eligible purchases¹ including most work-related expenses – even your bills and government payments¹. Redeem earnt points for a range of rewards, from gifts for your clients, to flights and hotel stays for your business¹. You can also transfer your points to a selection of airline partners².

Plus, you can have two cardholders earning points for one account, which means you can earn points even faster³. Whilst Additional Cardholders are able to earn points, it's only the Account Holder who is able to redeem rewards.

Eligible purchases¹	Points earned Per $1 spent on eligible¹ purchases
Purchases from Australian merchants	1
Purchases from overseas merchants	2
Government Payments	0.5

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Important information

The earning and redemption of Amplify points is subject to the BankSA Amplify Terms and Conditions or BankSA Amplify Business Credit Card Rewards Terms and Conditions. The terms and conditions outline which purchases are eligible for points and the circumstances when you will not earn points, including when your account is overdue. If you switch to Amplify Qantas or your Amplify Card Account is closed, you'll need to redeem your Amplify points within 90 days. For personal cards, purchases or payments to a local, state or federal government entity or government related agency are also not eligible to earn points.

You must be a member of the relevant frequent flyer program to redeem Amplify points for frequent flyer points and a joining fee may apply. The Amplify Terms and Conditions and Amplify Business Reward Terms and Conditions and relevant frequent flyer program terms and conditions apply. Reward flights may be limited and points may be subject to expiry once transferred.

An additional card can be issued on the primary cardholders’ credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using an additional card will be the responsibility of the primary cardholder. All Amplify points remain the benefit of the primary cardholder.

Only Account Holders are able to redeem rewards, Additional Cardholders cannot redeem rewards.

Eligible purchases do not include interest, fees and charges, cash or ATM cash advances, cash equivalent transactions, gambling transactions, a purchase from or payment to a local, state or federal government or government related agency, BPAY or similar transactions (such as Post Billpay), refunds and balance transfers debited to the card account.

If you choose to make any payment in any category using an intermediary service (such as Afterpay, PayPal or similar services), these transactions will be categorised as 'all other purchases’. We classify transactions using information provided to us by the card scheme (Visa or Mastercard), which tells us about the main type of business conducted by the Merchant.